Min. Deposit
$5000
Many depositors seeking steady returns, principle protection, and liquidity are experiencing increasing challenges in an environment where many interest rates around the world are historically low.
In response, the First Universal Bank Time Deposit may be a suitable and conservative solution.
Deposit Rates and Terms
| Currency | Term | Interest Rate* |
|---|---|---|
| There are currently no time deposits available. | ||
Account Benefits
First Universal Bank Time Deposits combine reasonable returns and a conservative banking philosophy.
- Variable interest rates are higher than a standard bank account
- First Universal Bank non-lending policy ensures safety of your deposit
- An effective way to diversify your currency risk and getting exposure to AUD and NZD
- Fast and convenient account opening
*More on interest rates
- Interest rates are quoted in % per annum
- Interest rates last updated on 16 Mar 2018
- Rates are subject to change
- Special rates are not available in conjunction with any bonus interest or other special rates offered by EPB
- If you’re on a special or standard rate and your time deposit rolls over automatically, the Time Deposit may be automatically re-invested at a lower rate than the current interest rate.
Special time deposits
Call us to invest amounts over $250,000
Risks & Considerations
Time Deposits are designed to be held to maturity and may result in loss of principal due to fluctuations in the value of the deposit currency relative to the base currency. Keep in mind that currency prices are generally unpredictable and may be influenced by a number of different factors. All clients should consider the foreign exchange risk associated with holding AUD/NZD denominated deposits.